Bitcoin and crowdfunding are joining forces in advancing the ideas of the P2P economy

Bitcoin and crowdfunding are not only concepts relevant in the field of FinTech that are challenging for the incumbents in the financial industry. They can also be positioned as being part of the same family of ideas that includes P2P economy initiatives like Uber and AirbnB.

Is Facebook’s new payment service a game changer?

The new P2P payment service Facebook offers will certainly give a total different user experience in payments, however it is not a game changer. The underpinning infrastructure is still the one owned by traditional players, like banks and credit card companies.

Having an income, but not a job (the upside risk of the On Demand Economy)

With the rise of the sharing economy (and especially with the rise of Uber) many articles are written about the negative consequences for employment. Being inspired by Doug Rushkoff’s blog for CNN in 2011 (Are Jobs Becoming Obsolete?) and the work of

Money is but an idea

Debt is the oldest means of trade, with cash and barter transactions being later developments One of the authors that really helped me in getting my thoughts about money structured is David Graeber. In 2011 he published the book “Debt; The